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Equator Principles

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 Equator Principles

Introduction of The Equator Principles

The Equator Principles providing the financial institutions with the standards of financing process to identify, assess and manage the environmental and social risks involved by the project as to the environmental and social risks evaluation framework of the significant project financing is announced by the Equator Principles Association in 2003.
To implement the promise of enterprise sustainable development, Hua Nan Commercial Bank has become formally the member of the Equator Principles Association on June 15, 2022 and wholly comply with the 10 Principles of the Equator Principles.
The Equator Principles Association website https://equator-principles.com/

The Incorporation of the Equator Principles in its Credit and Risk Management Policies, Procedures and Personnel

For the purpose of cooperating with the standards of the Equator Principles, Hua Nan Commercial Bank formulates Hua Nan Commercial Bank Equator Principles Credit Applications Guidance along with the related operation processes and sets up Environmental and social risks Committee responsible for assessing the environmental and social risks of the Equator Principles credit applications and submitting the Environmental and social risks Underwriting Report to the level authorized for reviewing and approving to assure that the credit applications abide by the related requirements of Equator Principles and the environmental and social regulations to fulfill social responsibility of the bank.

Equator Principles

Staff Training

The Hua Nan Commercial Bank hires external consultant to train the Environmental and social risks Committee and business units/branches to be familiar with the Equator Principles related framework and forms increasing to deepen the staff’s recognition as to the environmental and social risks and fulfill the Equator Principles.